preload

Ready, Set, Get Pre-Approved!

Discover your loan options without impacting your credit score.§

Get Pre-Approved

Personal Loans Designed for Your Needs

Apply in minutes for a Cash Money loan and be offered our best loan options for your financial situation.

Line of Credit

Most Popular

Up to $10,000

Borrow what you need, pay only for what you use

Apply once and access available credit anytime, anywhere

Get pre-approved with no impact to your credit score§

Get Pre-Approved

Learn More

Payday Loan

Up to $1,500

Get funding in as little as 15 minutes

Flat fee based on amount borrowed

Get pre-approved with no impact to your credit score§

Get Started

Learn More

How to Apply for Your Loan

We will walk you through our simple loan process.

(Swipe Below)

step 1
step 2
step 3

Step 1: Apply

Step 2: Verification,
Loan Decision, Review & Sign

Step 3:
Get Your Funds

Apply Now

Provide required documentation:

  • Age 18 or older
  • Valid ID
  • Steady source of income
  • Open chequing account
  • Phone number
  • El and disability are accepted

Receive a fast lending decision and review documents. Once approved, sign your loan agreement. 

Interac e-Transfer® electronic funding or direct deposit to your bank account.
Apply Now
step 1

Step 1: Apply

Online | By Phone | In a Branch for Auto Equity
Apply Now
step 2

Step 2: Verification,
Loan Decision, Review & Sign

Provide required documentation:

  • Age 18 or older
  • Valid ID
  • Steady source of income
  • Open chequing account
  • Phone number
  • El and disability are accepted

Receive a fast lending decision and review documents. Once approved, sign your loan agreement. 

step 3

Step 3:
Get Your Funds

Interac e-Transfer® electronic funding or direct deposit to your bank account.
Apply Now

Why Choose Cash Money for Your Loan?

Because we make the loan process accessible with quality support.

Loyalty

The Cash Money Line of Credit and Payday Loan products can help with your long-term and short-term lending needs. Whether you have a surprise expense, a special purchase, or are short on funds, we’re your choice for personal loans.

34

Years in Service

19 Million+

Customer Loans Since 2000

Image

Customer Service

Every Customer experience is important. Our representatives are professional, friendly, and well-educated so they can find the best solution for you.

3 Million+

Canadian Customers since 2005

Image
Image

Why Apply for a Cash Money Quick Loan?

When you need funds to bridge a financial gap, we make it simple to get your money fast.

Cooking out
Man on phone

Line of Credit

checkmark

Our Most Popular Product.

checkmark

Continuous borrowing flexibility.

checkmark

You choose how much to borrow, then only pay on what you use.

checkmark

With a higher credit limit than a Payday Loan and the benefit of using it when you need it, our Line of Credit is a top choice among our Customers.

Payday Loan

checkmark

Need funds fast!

checkmark

Only need a smaller loan for a shorter time.

checkmark

Don’t need collateral or great credit as the ability to repay is most important.

checkmark

Easily apply online, quickly and conveniently.

Cooking out

Line of Credit

checkmark

Our Most Popular Product.

checkmark

Continuous borrowing flexibility.

checkmark

You choose how much to borrow, then only pay on what you use.

checkmark

With a higher credit limit than a Payday Loan and the benefit of using it when you need it, our Line of Credit is a top choice among our Customers.

Man on phone

Payday Loan

checkmark

Need funds fast!

checkmark

Only need a smaller loan for a shorter time.

checkmark

Don’t need collateral or great credit as the ability to repay is most important.

checkmark

Easily apply online, quickly and conveniently.

Apply from Anywhere

Online or by phone, conveniently start your application process with a few verifiable documents. Then, get a loan decision within minutes.

Fast Funding

Get your money in as little as 15 minutes with Interac e-Transfer® or through direct deposit to your bank account.

Satisfied Customers

Excellent

Based on 8044 reviews

Showing our 5 star reviews

Frequently Asked Questions

Want more answers? Check out our FAQs page.

Select FAQs to display
Cash Money White Logo

© 1992 - 2026 All Rights Reserved. Cash Money

  • FAQs
  • Careers
  • Contact Us
  • Loan availability and loan amounts vary by location.

    Lending decisions and funding times are subject to system limitations.

    §Applying to view the value you are pre-approved for will only result in a soft credit check which will not affect your credit score. However, if you decide to accept a Line of Credit, then a hard inquiry will occur which may have an impact.

    15-minute funding available only when using Interac e-Transfer® (up to $10,000). Payments and funding via Interac e-Transfer are subject to bank processing times, bank participation, and system limitations, including daily send limits. Interac e-Transfer is a registered trade-mark, and the Interac logo is a trade-mark of Interac Corp. Used under licence.

    Lines of Credit: Loan maximum of $10,000, based on a completed application, net pay, and other qualification requirements, and customer verification including a credit check. Payments are due on scheduled income deposits. Cash Money offers personal loans and is not a credit repair service. APR/Annual Interest Rate: 34.99%. BC Licence #83707. NL License #25-24-CA291-1

    †Cash Money reports Auto Equity Loan payment history to Equifax® Canada credit bureau so it can help build your credit if used responsibly. Building credit is accomplished by paying all your bills on time every month. Late payments, missed payments, or other defaults on your account may be reflected in your credit report and may impact your ability to build credit.

    ‡Loan Protection: Must be 18 years of age or older, and under 70 years of age to be eligible. The optional Loan Protection Plan is a Group Policy underwritten by Canadian Premier Life Insurance Company and Canadian Premier General Insurance Company, operating under the brand name Securian Canada. See Summary of Coverage and Certificate of Insurance for full coverage details including benefits and exclusions.

    Payday Loans are high-cost loans. Loan amounts are subject to net pay and other qualification requirements.

    British Columbia Residents: The maximum charges permitted in British Columbia for a Payday Loan is 14% of the principal. We charge $14 per $100 borrowed. On a $300 loan for 14 days, the total cost of borrowing is $42, with a total payback amount of $342 and an APR of 365.00%. BC License #50066.

    Manitoba Residents: The maximum allowable charge for a payday loan is 14% of the principal amount of the loan. We charge $14 per each $100 loaned. Sample loan on a $300 loan for 12 days, the cost of borrowing is $42, the total that must be repaid is $342 and an APR of 425.83%.

    To learn more about your rights as a payday loan borrower, contact the the Consumer Protection Office at 1-204-945-3800, 1-800-782-0067 or at https://www.gov.mb.ca/cp/cpo/.

    Newfoundland Residents: The maximum allowable cost of borrowing under payday loan agreements in Newfoundland and Labrador is $14 per $100 borrowed. We charge $14 per each $100 borrowed. On a $300 loan for 14 days, the total cost of borrowing is $42, with a total payback amount of $342 and an APR of 365.00%. License #21-23-CA291-1.

    Ontario Residents: The maximum allowable cost of borrowing per $100 borrowed in Ontario is $14. We charge $14 per $100 borrowed. On a $500 loan for 14 days, the cost of borrowing is $70, with a total repayment amount of $570 and an APR of 365.00%.

    Saskatchewan Residents: The maximum allowable cost of borrowing under payday loan agreements in Saskatchewan is $14 per $100 borrowed. We charge $14 per each $100 borrowed. On a $300 loan for 14 days, the total cost of borrowing is $42, with a total payback amount of $342 and an APR of 365.00%.

    Google Play is a trademark of Google Inc. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Data rates may apply.